Finances, Friendships, and Pivots.

Change.
It’s a word that feels exhilarating and terrifying all at once. Whether it’s a new job (or losing one), evolving friendships, or making serious financial moves, life will always offer moments when we are called to pivot.

For many of us — especially in today’s unpredictable world — these pivots aren’t optional. They’re necessary for survival and growth.

I know this because I’ve lived it. And from my inbox, I know many of you are living it too.

The Power of Showing Up — For Others and Yourself

Before we get into the heavy stuff, let’s start with something lighter — friendship.

Recently, I braved cold rain and sleet to see Kid Fury and Crystal from The Read Podcast live. It would’ve been easy to cancel and stay warm at home. But I went because friendship requires showing up, even when life makes it inconvenient.

Those laughs, inside jokes, and real conversations? Worth every soggy step. Moments like these remind us: relationships, like careers and finances, need intentional nurturing.

Career Pivots: From Stability to Uncertainty and Back Again

When Bri wrote in about being laid off from her nonprofit job and losing a promising public health research position, her worry was palpable. Sound familiar?

Whether you work in government, nonprofit, tech, or beyond — many industries are tightening their belts. The key isn’t to panic. It’s to pivot smart.

  • Leverage transferable skills. Bri’s public health background gives her sharp data analysis chops, which are valuable everywhere from consulting firms to education.

  • Stay flexible. The job title or sector may change, but your value remains. Cast a wide net.

  • Consider entrepreneurship. Bri’s Pilates certification opens doors to launch her own LLC, creating multiple income streams.

  • Document everything. Save performance praise, testimonials, and results. These receipts matter when telling your story to new employers or clients.

Remember: pivots are not regressions. They’re part of the process.

Financial Healing: Release Shame and Reclaim Power

E reached out about financial mistakes that still weigh heavy in her late twenties. She wants to travel, buy a home, and live debt-free — but shame often stands in the way.

Here’s the truth: money mistakes are part of adulthood. They do not define you.

  • Radically accept your reality. Shame keeps you stuck. Acceptance lets you plan.

  • Strategize smart paydowns. Prioritize newer debts that weigh more on your credit score.

  • Negotiate if needed. Older debts with collectors? Often negotiable.

  • Avoid lifestyle inflation. Prioritize needs and goals over wants.

  • Celebrate wins. Every paid bill or new saving habit is a victory. Mark them.

There’s no age limit on financial transformation. Every step forward matters.

The Blueprint: You Are Capable of Big Things

Whether it’s friendships, careers, or finances — transitions are rarely smooth. They ask us to stretch, to rethink, and to sometimes start over.

But if there’s anything I hope you take away from today’s reflections, it’s this:

Your journey is not defined by layoffs, financial missteps, or changing circles.
Your journey is defined by how you pivot and push forward.

So yes — keep applying. Keep saving. Keep showing up for your friends.
Keep believing that no matter what season you’re in right now...

You are capable of big things.

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Why I Love Mentoring.

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The Blueprint of Patina Miller: Power, Precision, and Presence.